Scott Cummings

Scott Cummings professional headshot.

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Scott Cummings joined Dart Bank in 2021 with 31 years of experience in the mortgage lending industry. Shortly after graduating college Scott discovered the mortgage lending industry.  Since math was always an area of interest and mortgage lending intrigued Scott he decided to explore further.

The journey begins.  In the spring of 1993, he applied for a received a job as a mortgage loan officer. He soon realized he enjoyed helping others achieve the dream of home ownership.  Scott recognized that homeowners and homebuyers needed a strong advocate that had the knowledge, expertise and resources to navigate both the buying and refinancing process.  He recognized not many like going through the daunting process of financing a home so he has made it his mission to make this process easier for his customers.  Scott’s past clients will tell you, having the right person by your side during the process makes a big difference.

Spending 12 of his 28 years as the owner of Mid American Mortgage he had to learn all areas of the mortgage process.  Today he prefers to focus all his attention helping his customers.  As a homeowner and Real Estate investor Scott keeps close tabs on the market and shares that insight with his customers to help them get an edge in this competitive market.

At Dart Bank, Scott Cummings has been given nearly every tool and product available in the mortgage industry. He specializes in finding the best solution for every client’s individual needs. Whether this is your first, fifth or tenth home or you’re looking for a vacation property or you would like to refinance to save money, Scott can help you with seasoned veteran advice, numerous program options and competitive rates.

Scott is known for giving his clients that personal attention that is going away at many other lenders. He goes that extra mile to make their loan process go smoothly from application to closing and his sincere desire to help others is what makes him a remarkable Mortgage Banker.

Ever wondered what the benefits are to home ownership? Click here to learn what becoming a home owner can do for you!