Mortgage Resources

Mortgage Calculators

A mortgage payment calculator is a powerful real estate tool that can help you do more than just estimate your monthly payments.

Use our mortgage calculator to estimate your monthly mortgage payment, including your principal and interest, taxes, insurance, and PMI. See how your monthly payment changes by making updates to your home price, down payment, interest rate, and loan term.

MORTGAGE CALCULATORS

Mortgage Document Checklist

Income

  • Last 2 years Federal tax returns
  • Copy of Extension, if applicable
  • Last 2 years W-2s
  • Paycheck stubs covering the last full 30 days
  • Benefit award letter and last 2 years 1099’s, if retired
  • Rental income- provide mortgage statement and leases

Self-Employed Income

  • K-1’s for any business showing on Schedule E
  • 2 years business returns if more than 25% ownership
  • P&L for any self- employment income/loss
  • Proof of business for schedule C self-employment
  • Previous 1099
  • Business license or CPA letter

Making Your Dream Home a Reality

As one of Michigan’s leading mortgage lenders, Dart Bank is solely focused on getting our clients to the closing table as quickly and efficiently as possible, every single time. Our expert staff ensures your needs, goals and circumstances are all understood as we guide you through the mortgage process.

Apply Now

We have the loan program choices to fit almost every need. Here are just a few of the options:

  • Fannie Mae and Freddie Mac conventional conforming mortgages
  • Construction Loans
  • Renovation Loans
  • Investment Property Mortgages
  • Jumbo Financing
  • FHA Mortgages
  • VA Mortgages
  • USDA Rural Housing Loans
  • Second Mortgages
  • MSHDA Mortgages
  • Professional Loans

Foreclosure Resources

Find available HUD-approved housing counselors – Call the US Department of Housing and Urban Development at (800) 569-4287 or visit:

US Department of housing and urban development

For additional information about preventing foreclosure, avoiding fraud scams and accessing approved counseling
at no cost to you.

Freddie Mac 

Fannie Mae 

 

Click below to access the Adjustable Rate Mortgage Consumer Handbook.

ARM handbook