Savings, CDs, and IRAs

To Learn About Our CD Specials

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Savings To Fit Your Needs

Certificates of Deposit (CDs)

No matter where you are in life, Dart Bank can help manage your finances. We have many different CDs to fit our customers’ needs including a College CD with 1- to 18- year terms available with additional deposits allowed. We also have Individual Retirement Accounts (IRAs).

Features/ Benefits

  • Open any CD with minimal investment
  • Your money works harder
  • Rates are consistent, know what you will earn
  • Fits every situation
  • Your money is protected
  • Terms vary from as little as 3 months to 60 months to fit any need
  • Shorter terms for more liquidity. Longer terms for greater interest rates
  • Encouraged to maintain account and earn interest
  • Minimum balance depends on type of account
  • Better returns than most savings accounts
  • Fixed rates
  • Various terms available
  • FDIC insured
  • Variety of terms and competitive market rates
  • Penalty for early withdrawal

Regular Certificates Of Deposit

Term: 3 – 60 months

Minimum Deposit to Open: $500

Special Features: Automatically renewable – fixed rate for the term of the certificate.

College CD

Term: 1-18 years

Minimum Deposit to Open: $100

Special Features: Variable rate; additional deposits allowed (minimum of $25)

18 Month Variable IRA CD

Term: 18 months

Minimum Deposit to Open: $25

Special Features: Variable rate; additional deposits allowed

Hi-Fi Money Market Account

Earn higher interest on larger balances in this savings account, and you can even write a limited number of checks per month.

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Account Features:

6 preauthorized withdrawals allowed per month

Interest bearing

Ability to waive service charge

click to open your cd

Online opening available only to residents in Michigan. 

*Annual Percentage Yield (APY) is accurate as of 02/23/2024. Limited time offer and is subject to change without notice, $500 Minimum deposit to open CD Special. After maturity if you choose to roll over your CD, it will renew to the same term and the then-current rate (rate at time of maturity). A penalty will be imposed for early withdrawal. Fees will reduce earnings.