Your security is our priority. Remember: Dart Bank will never call, text, or email asking for your online banking login credentials, security codes, account information, debit or credit card PIN, one-time verification code – or any other sensitive information. Fraudsters may attempt to impersonate our bank or bank employees to gain access to your accounts. Always verify suspicious communications by contacting the Bank directly before sharing any account information, clicking on unfamiliar links, or providing sensitive information.

Wholesale Products

Conforming Fixed and ARM (Adjustable Rate Mortgage)

  • Standard fixed and off-year terms available
  • 5/6 and 7/6 SOFR ARMs
  • Conforming & high balance loan limits
  • No minimum FICO with AUS (Automated Underwriting System) approval
Download Guidelines

Jumbo Fixed AUS

  • Minimum Loan Amount: $1 over conforming loan limits
  • Loans up to $3.5 million
  • Up to 49.99% DTI
  • No Minimum Credit Tradelines
  • RSU Income Accepted
  • Non-Occupant Co-borrowers
  • Delayed Financing
Download Guidelines

Jumbo ARM AUS

  • 5/6, 7/6, 10/6 SOFR ARMs
  • Min loan amounts as low as $350,000
  • Max loan amounts up to $3.0 million
  • No mortgage insurance required
Download Guidelines

FHA (Federal Housing Administration)

  • Fixed 15yr and 30yr terms
  • FICOs 580 and above with AUS approval
  • FICOS 620 and above with manual underwrite
Download Guidelines

VA (Veterans Affairs)

  • Fixed 15yr and 30yr terms
  • Max loan amounts up to $2.5 million
  • FICOs 580 and above with AUS approval
  • FICOS 660 and above with manual underwrite
Download Guidelines

Information is subject to change without notice.  This is not an offer for extension of credit or a commitment to lend. Terms and conditions do apply. For additional information contact your Account Executive or our Lock Desk at wlLockDesk@dartbank.com / 855-600-9681.

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