A mortgage tailored for residential income-producing properties.
Unlike traditional loans, the Debt Service Coverage Ratio (DSCR) Loan prioritizes the property’s cash flow over the borrower’s income, simplifying the process without extensive income verification or debt-to-income ratios. Experience a streamlined approach to financing that aligns with your investment goals.
Benefits of a DSCR Loan:
- Reduced documentation and faster closing compared to traditional loans.
- Ideal for those looking to maximize returns on real estate investments.
- Available for 1-4 unit residential investment properties.
- Loan-to-value (LTV) ratio of up to 80% on purchase or rate/term refinances.
- Cash-out refinances available up to 75% LTV.
